Privacy Policy

Policy summary

www.schemesbook.com & and its mobile application platform Schemes Book (each a “Platform”) is a platform which publishes content for the users and also allows the users to post content which is primarly a B2B platform. Schemes Book recognizes the importance of privacy as well as theimportance of maintaining the confidentiality of personal information.

All capitalized terms not defined in this document shall have the meanings ascribed to them in the Terms of Use of the Platform, which can be found here. Contracting entity shall be S R R Enterprises (herein after referred to as ‘www.schemesbook.com ’ or ‘us’ or ‘our’).

This Privacy Policy applies to all products and services provided by and sets out how www.schemesbook.com may collect,use and disclose information in relation to Users of the Platform.

User may use www.schemesbook.com services and products via a mobile device either through mobile applications or mobile optimized websites. This Privacy Policy also applies to such use of www.schemesbook.com’s services and products.

Personal Data

• Geographic Position
• Name, Address & Contact Information
• Government IDs like GSTIN
Payment information like credit card numbers, bank account numbers etc are used for third party payment gateways but not collected by us in any fashion.
Full policy
Data Controller and Owner Types of Data collected
Among the types of Personal Data that this Application collects, by itself or through third parties, there are: ,
Camera permission, Precise location permission , Approximate location permission , Storage permission, geographic position,
Cookies and Usage Data.

The Data processing is carried out using computers and/or IT enabled tools, following organizational procedures and modes strictly related to the purposes indicated.
In addition to the Data Controller, in some cases, the Data may be accessible to certain types of persons in charge, involved with the operation of the site (administration, sales, marketing, legal, system administration)
or external parties (such as third party technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by the Owner. The updated list of these parties may be requested from the Data Controller at any time.

Other Personal Data collected may be described in other sections of this privacy policy or by dedicated explanation text contextually with the Data collection.

The Personal Data may be freely provided by the User, or collected automatically when using this Application.
Any use of Cookies - or of other tracking tools - by this Application or by the owners of third party services used by this Application, unless stated otherwise, serves to identify Users and remember their preferences, for the sole purpose of providing the service required by the User.

Failure to provide certain Personal Data may make it impossible for this Application to provide its services.
Users are responsible for any Personal Data of third parties obtained, published or shared through this Application and confirm that they have the third party's consent to provide the Data to the Owner.
Mode and place of processing the Data Methods of processing The Data Controller processes the Data of Users in a proper manner and shall take appropriate security measures to prevent unauthorized access, disclosure, modification, or unauthorized destruction of the Data.

Place & Retention time

The Data is processed at the Data Controller's operating offices and in any other places where the parties involved with the processing are located. For further information, please contact the Data Controller.

The Data is kept for the time necessary to provide the service requested by the User, or stated by the purposes outlined in this document, and the User can always request that the Data Controller suspend or remove the data.

The use of the collected Data

The Data concerning the User is collected to allow the Owner to provide its services, as well as for the following purposes:
Device permissions for Personal Data access, Location-based interactions and Interaction with external social networks and platforms.

The Personal Data used for each purpose is outlined in the specific sections of this document.

Device permissions for Personal Data access

This Application requests certain permissions from Users that allow it to access the User's device Data as described below.

By default, these permissions must be granted by the User before the respective information can be accessed.
Once the permission has been given, it can be revoked by the User at any time.
In order to revoke these permissions, Users may refer to the device settings or contact the Owner for support at the contact details provided in the present document.
The exact procedure for controlling app permissions may be dependent on the User's device and software. Please note that the revoking of such permissions might impact the proper functioning of this Application.
If User grants any of the permissions listed below, these respective Personal Data may be processed (i.e accessed to, modified or removed) by this Application.

Personal Data collected:
Approximate location permission, Camera permission, , Precise location permission and Storage permission. Interaction with external social networks and platforms This type of service allows interaction with social networks or other external platforms directly from the pages of this Application. The interaction and information obtained through this Application are always subject to the User’s privacy settings for each social network.

This type of service might still collect traffic data for the pages where the service is installed, even when Users do not use it. Twitter Tweet button and social widgets (Twitter, Inc.) The Twitter Tweet button and social widgets are services allowing interaction with the Twitter social network provided by Twitter, Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy Location-based interactions Geolocation (This Application) This Application may collect, use, and share User location Data in order to provide location-based services.

Most browsers and devices provide tools to opt out from this feature by default. If explicit authorization has been provided, the User’s location data may be tracked by this Application. Personal Data collected: geographic position. Additional information about Data collection and processing Legal action The User's Personal Data may be used for legal purposes by the Data Controller, in Court or in the stages leading to possible legal action arising from improper use of this Application or the related services. The User declares to be aware that the Data Controller may be required to reveal personal data upon request of public authorities.

If User grants any of the permissions listed below, these respective Personal Data may be processed (i.e accessed to, modified or removed) by this Application.

Approximate location permission
Used for accessing the User's approximate device location. This Application may collect, use, and share User location Data in order to provide location-based services.

Camera permission
Used for accessing the camera or capturing images and video from the device. Used for accessing profiles on the User's device, including the changing of entries.

Precise location permission
Used for accessing the User's precise device location. This Application may collect, use, and share User location Data in order to provide location-based services.

Storage permission
Used for accessing shared external storage, including the reading and adding of any items. Detailed information on the processing of Personal Data Personal Data is collected for the following purposes and using the following services:
Device permissions for Personal Data access This Application requests certain permissions from Users that allow it to access the User's device Data as described below.
Device permissions for Personal Data access (This Application) This Application requests certain permissions from Users that allow it to access the User's device Data as summarized here and described within this document.

Additional information about User's Personal Data
In addition to the information contained in this privacy policy, this Application may provide the User with additional and contextual information concerning particular services or the collection and processing of Personal Data upon request.

System logs and maintenance

For operation and maintenance purposes:
this Application and any third party services may collect files that record interaction with this Application (System logs) or use for this purpose other Personal Data (such as IP Address). Information not contained in this policy More details concerning the collection or processing of Personal Data may be requested from the Data Controller at any time. Please see the contact information at the beginning of this document.

Changes to this privacy policy The Data Controller reserves the right to make changes to this privacy policy at any time by giving notice to its Users on this page. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom.

The rights of Users
Users have the right, at any time, to know whether their Personal Data has been stored and can consult the Data Controller to learn about their contents and origin, to verify their accuracy or to ask for them to be supplemented, cancelled, updated or corrected, or for their transformation into anonymous format or to block any data held in violation of the law, as well as to oppose their treatment for any and all legitimate reasons. Requests should be sent to the Data Controller at the contact information set out above. This Application does not support “Do Not Track” requests. To determine whether any of the third party services it uses honor the “Do Not Track” requests, please read their privacy policies.

If a User objects to any of the changes to the Policy, the User must cease using this Application and can request that the Data Controller remove the Personal Data. Unless stated otherwise, the then-current privacy policy applies to all Personal Data the Data Controller has about Users.

Definitions and legal references

Personal Data (or Data)
Any information regarding a natural person, a legal person, an institution or an association, which is, or can be, identified, even indirectly, by reference to any other information, including a personal identification number.

User
The individual using this Application, which must coincide with or be authorized by the Data Subject, to whom the Personal Data refers. Data Subject The legal or natural person to whom the Personal Data refers. Data Processor (or Data Supervisor) The natural person, legal person, public administration or any other body, association or organization authorized by the Data Controller to process the Personal Data in compliance with this privacy policy.

Cookies
Small piece of data stored in the User's device.

NLC Calculations:
All Calculations are based on Schemes given by the USERS, no calculations can be challenged as these are as per the software logic and may vary for each user or location. These may or may not be exact, can be used only as a REFERENCE . The Scheme letters which are updated here are crowd sourced and we do not take any accountability for the authenticity, how ever we take good care to ensure the relevant schemes and price lists

Usage Data
Information collected automatically from this Application (or third party services employed in this Application), which can include: the IP addresses or domain names of the computers utilized by the Users who use this Application, the URI addresses (Uniform Resource Identifier), the time of the request, the method utilized to submit the request to the server, the size of the file received in response, the numerical code indicating the status of the server's answer (successful outcome, error, etc.), the country of origin, the features of the browser and the operating system utilized by the User, the various time details per visit (e.g., the time spent on each page within the Application) and the details about the path followed within the Application with special reference to the sequence of pages visited, and other parameters about the device operating system and/or the User's IT environment.

Data Controller (or Owner)
The natural person, legal person, public administration or any other body, association or organization with the right, also jointly with another Data Controller, to make decisions regarding the purposes, and the methods of processing of Personal Data and the means used, including the security measures concerning the operation and use of this Application. The Data Controller, unless otherwise specified, is the Owner of this Application.

Delete Account

For delete your account Click Here.